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Author Topic: TRT and life insurance  (Read 127 times)

hello73

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TRT and life insurance
« on: May 22, 2020, 06:01:04 pm »
I heard if someone has life insurance most companies drop you if you are on trt.
If this information is indeed correct. Does this mean there is a higher likelyhood of dying faster on trt?

Steve78

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Re: TRT and life insurance
« Reply #1 on: May 22, 2020, 07:25:43 pm »
I heard if someone has life insurance most companies drop you if you are on trt.
If this information is indeed correct. Does this mean there is a higher likelyhood of dying faster on trt?
False,  didnít affect my life insurance at all
I have a 2 million policy and just added another 2 million policy while on trt and nothing was mentioned about it.   Smoking is a big no no
My wire has IBD and her rates are 10x more than mine.

Peak Testosterone Forum

Re: TRT and life insurance
« Reply #1 on: May 22, 2020, 07:25:43 pm »


hello73

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Re: TRT and life insurance
« Reply #2 on: May 22, 2020, 08:08:13 pm »
I heard if someone has life insurance most companies drop you if you are on trt.
If this information is indeed correct. Does this mean there is a higher likelyhood of dying faster on trt?
False,  didnít affect my life insurance at all
I have a 2 million policy and just added another 2 million policy while on trt and nothing was mentioned about it.   Smoking is a big no no
My wire has IBD and her rates are 10x more than mine.
Thank you, good to know. 

golfboy307

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Re: TRT and life insurance
« Reply #3 on: May 26, 2020, 12:12:03 pm »
Same response.  Just re-wrote another $750K in term life with no issues. 
Age 51, 5'10, 155 lbs
Cholesterol 162 (HDL 59, LDL 87, Trigs 88, LDL-P 850)
Fasting Glucose 65 (down from 97 pre TRT)
A1C:  5.0 (down from 5.7 per TRT)
Homocysteine:  12.4 > 11.0 > 10.2 > 8.9 using B vitamin therapy.  MTHFR positive 

BP  120/78 (using improved diet and 10 mg Lisinopril ACE Inhibitor)  145/90 prior to meds.

Current protocol:  60 mg Test Cyp IM every 5 days.  No AI.
2/15/17 labs:  Total T (peak day): 1169 (250 - 1100 ng/dl).  Free T 198 pg/ML (46-225).  Sensitive E2: 40 High.  Previously 32. PSA 0.2  Hemocrit 44.2. SHBG: 32
9/15/18 labs:  Total T (trough day):  598 (250 -1100 ng/dl)  Free T 73.9 (46-225) Sensitive E2: 21  Hemocrit 43.7  SHBG 34
2/20/19 labs:  Total T (mid point):  776 (250 -1100 ng/dl) Free T 115.6 (46 - 224 pg/ml) Sensitive E2 24 (<29), DHT 43 (16-79 ng), DHEA-s 244 (70-495 mcg/dl)


Supplements:  Multivitamin, plus additional B12, B6, C, D, K2, Red Yeast Rice, Magnesium, and Coq10  Evening:  Kyolic Garlic, 2mg Cialis, LEF Endothelial Protection

Peak Testosterone Forum

Re: TRT and life insurance
« Reply #3 on: May 26, 2020, 12:12:03 pm »