Interesting thread. I may actually go this route when I'm ready to change up my TRT protocol. It's $200 a month, could be a problem, but like another poster said, I may abstain from meds for a week or two to let my T go low enough that insurance will pay for it.
I went with lowtestosterone.com because I was tired of "traditional" doctors telling me that I was normal. I had consistently low numbers on multiple tests and none of them would even acknowledge that something was wrong with my hormones.
Sure, I could have kept on searching for a doctor that accepted my insurance and understood hormones, but I was in a dire situation. Work performance, my relationship, my mental health, etc. were all suffering greatly. I felt that I couldn't waste any more time.
There was also no guarantee that any doctor I would find would understand the nuances of TRT or be open to hCG or an AI if necessary.
LowTestosterone.com was able to find me a great doctor who knows TRT. On top of that, he's a good dude. He's been very understanding through the process of getting me dialed in. That's something that could have taken me forever to find if I kept just bouncing around doctor's offices hoping that somebody would help me. I have no regrets, even if it means paying $200/month. I've now got quality medical care.
I should also add that in no way am I affiliated with the website. Just a happy client/patient.